:root{
  --navy:#1B2A4A; --navy-d:#121D34; --sky:#2F73BE; --sky-l:#4A90D9;
  --gold:#C8A44E; --gold-d:#A8862F; --wash:#EEF2F8; --wash-2:#F7F9FC;
  --ink:#121B2E; --body:#54627D; --line:#DCE4F0; --white:#fff;
  --good:#1F7A56;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--white);color:var(--ink);
  font:16.5px/1.65 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  -webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--sky);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{margin:0;line-height:1.15;letter-spacing:-.02em;text-wrap:balance;color:var(--navy)}
h1{font-size:clamp(30px,4.6vw,46px);font-weight:800}
h2{font-size:clamp(23px,3vw,32px);font-weight:750}
h3{font-size:19px;font-weight:700}
p{margin:0}
.wrap{max-width:1120px;margin:0 auto;padding:0 22px}
.narrow{max-width:760px}
section{padding:60px 0}
.stack{display:flex;flex-direction:column;gap:18px}
.stack-lg{display:flex;flex-direction:column;gap:34px}

/* header */
.topbar{background:var(--navy-d);color:#C7D4E8;font-size:13.5px}
.topbar .wrap{display:flex;flex-wrap:wrap;gap:8px 22px;justify-content:space-between;padding-top:8px;padding-bottom:8px}
.topbar a{color:#fff;font-weight:600}
header.site{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
header.site .wrap{display:flex;align-items:center;gap:20px;padding-top:14px;padding-bottom:14px}
.logo{font-weight:800;font-size:19px;color:var(--navy);letter-spacing:-.03em;white-space:nowrap}
.logo span{color:var(--gold-d)}
nav.main{margin-left:auto;display:flex;align-items:center;gap:20px;flex-wrap:wrap}
nav.main a{color:var(--navy);font-weight:600;font-size:15px}
.btn{display:inline-block;padding:13px 22px;border-radius:5px;font-weight:700;font-size:15.5px;
  text-align:center;border:2px solid transparent;cursor:pointer}
.btn:hover{text-decoration:none}
.btn-gold{background:var(--gold);color:var(--navy-d);border-color:var(--gold)}
.btn-gold:hover{background:var(--gold-d);border-color:var(--gold-d);color:#fff}
.btn-navy{background:var(--navy);color:#fff;border-color:var(--navy)}
.btn-navy:hover{background:var(--navy-d)}
.btn-ghost{background:transparent;color:var(--navy);border-color:var(--line)}
.btn-ghost:hover{border-color:var(--navy)}
.btn-row{display:flex;flex-wrap:wrap;gap:12px}

/* hero */
.hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-d) 70%);color:#fff;padding:66px 0 60px}
.hero h1{color:#fff;max-width:17ch}
.hero .sub{color:#C3D3EA;font-size:19px;max-width:60ch;margin-top:16px}
.hero .btn-row{margin-top:28px}
.hero .btn-ghost{color:#fff;border-color:#4A5D80}
.hero .btn-ghost:hover{border-color:#fff}
.eyebrow{font-size:12px;font-weight:750;letter-spacing:.13em;text-transform:uppercase;color:var(--gold)}
.hero .eyebrow{color:var(--gold)}
.pagehead{background:var(--wash);border-bottom:1px solid var(--line);padding:44px 0 40px}
.pagehead .eyebrow{color:var(--gold-d)}
.pagehead .sub{color:var(--body);font-size:18px;max-width:64ch;margin-top:14px}

/* proof bar */
.proof{background:var(--wash);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:26px 0}
.proof-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:22px}
.proof-item .n{font-size:24px;font-weight:800;color:var(--navy);letter-spacing:-.02em}
.proof-item .l{font-size:14.5px;color:var(--body);margin-top:3px}

/* cards */
.grid{display:grid;gap:16px}
.g2{grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}
.g3{grid-template-columns:repeat(auto-fit,minmax(268px,1fr))}
.card{border:1px solid var(--line);border-radius:7px;padding:22px;background:#fff;
  display:flex;flex-direction:column;gap:9px}
.card h3 a{color:var(--navy)}
.card p{font-size:15.5px;color:var(--body)}
.card .more{font-size:14.5px;font-weight:700;color:var(--sky);margin-top:auto;padding-top:6px}
ul.ticks{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:11px}
ul.ticks li{position:relative;padding-left:28px;color:var(--body)}
ul.ticks li:before{content:"";position:absolute;left:0;top:.55em;width:13px;height:7px;
  border-left:2.5px solid var(--good);border-bottom:2.5px solid var(--good);transform:rotate(-45deg)}
ul.plain{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px}
ul.plain li{position:relative;padding-left:20px;color:var(--body)}
ul.plain li:before{content:"";position:absolute;left:0;top:.68em;width:7px;height:7px;
  border-radius:50%;background:var(--gold)}
.note{background:var(--wash-2);border-left:3px solid var(--gold);padding:18px 22px;color:var(--body);font-size:16px}
.steps{display:flex;flex-direction:column;gap:0;counter-reset:s}
.step{display:grid;grid-template-columns:52px 1fr;gap:18px;padding:20px 0;border-bottom:1px solid var(--line)}
.step:last-child{border-bottom:none}
.step .n{counter-increment:s;font-weight:800;color:var(--gold-d);font-size:15px;
  border:2px solid var(--line);border-radius:50%;width:40px;height:40px;
  display:flex;align-items:center;justify-content:center}
.step .n:before{content:counter(s)}
.step p{color:var(--body);font-size:15.5px;margin-top:5px}

/* form */
.formwrap{background:var(--wash);border:1px solid var(--line);border-radius:8px;padding:28px}
form.lead{display:grid;grid-template-columns:1fr 1fr;gap:14px}
form.lead .full{grid-column:1/-1}
label{display:block;font-size:13.5px;font-weight:700;color:var(--navy);margin-bottom:5px}
input,select,textarea{width:100%;padding:11px 12px;border:1px solid var(--line);border-radius:5px;
  font:inherit;font-size:15.5px;background:#fff;color:var(--ink)}
input:focus,select:focus,textarea:focus{outline:2px solid var(--sky);outline-offset:1px;border-color:var(--sky)}
textarea{min-height:92px;resize:vertical}
.consent{font-size:12.5px;color:var(--body);line-height:1.55}
.consent input{width:auto;margin-right:7px}
.req{color:var(--gold-d)}
.lead-error{grid-column:1/-1;margin:0;color:#9B2C2C;background:#FDECEC;border:1px solid #F5C2C2;border-radius:5px;padding:10px 12px;font-size:14px}
.btn:disabled{opacity:.65;cursor:wait}

/* cta band */
.band{background:var(--navy);color:#fff;padding:48px 0}
.band h2{color:#fff}
.band p{color:#C3D3EA;margin-top:10px;max-width:58ch}
.band .btn-row{margin-top:22px}
.band .btn-ghost{color:#fff;border-color:#4A5D80}

/* faq */
details.faq{border-bottom:1px solid var(--line);padding:16px 0}
details.faq summary{cursor:pointer;font-weight:700;color:var(--navy);font-size:17px;list-style:none}
details.faq summary::-webkit-details-marker{display:none}
details.faq summary:before{content:"+";color:var(--gold-d);font-weight:800;margin-right:10px}
details.faq[open] summary:before{content:"\2013"}
details.faq p{margin-top:10px;color:var(--body)}

/* footer */
footer.site{background:var(--navy-d);color:#9FB1CC;padding:48px 0 30px;font-size:14.5px;margin-top:20px}
footer.site h4{color:#fff;font-size:13px;letter-spacing:.1em;text-transform:uppercase;margin-bottom:12px}
footer.site a{color:#C7D4E8}
.fgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:30px}
.fcol ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:7px}
.legal{border-top:1px solid #26324A;margin-top:34px;padding-top:20px;font-size:13px;line-height:1.6;
  display:flex;flex-direction:column;gap:10px}
.crumb{font-size:13.5px;color:var(--body);padding-top:18px}
.crumb a{color:var(--body)}
@media (max-width:760px){
  nav.main{display:none}
  form.lead{grid-template-columns:1fr}
  section{padding:44px 0}
  .step{grid-template-columns:40px 1fr;gap:14px}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

.loc-figure{margin:0 0 22px;border-radius:14px;overflow:hidden;border:1px solid var(--line);background:var(--surface)}
.loc-figure img{width:100%;height:auto;aspect-ratio:16/9;object-fit:cover;display:block}
.loc-figure figcaption{font-size:13px;color:var(--body);padding:10px 14px;border-top:1px solid var(--line)}
.loc-hero-band{padding:8px 0 0}
.loc-hero-band .loc-figure{margin-bottom:8px}
.hero + .loc-hero-band,.lp-hero + .loc-hero-band{padding:28px 0 0;background:var(--bg)}